Many people carry their retirement concepts around in their heads.
They may imagine a luxurious recreational vehicle parked near a Florida theme park. Rounds of golf. Boating. Shopping. Taking a creative writing class. Gardening. Who wouldn’t look forward to such a future?
Smell that coffee?
Retiree wannabes need to indulge in some serious reality tweaking or their dreams will hit the wall faster than a roller derby queen on a greased track.
More from Bankrate.com:
If you crave the rush that comes from having to cash in beer bottles to pay your mortgage, then here are a few strategies guaranteed to turn your retirement into one memorable financial catastrophe after another….9 ways to ruin your retirement